Founded in the Bay Area in 2014, Veteran Launch is now serving all of Northern California.

Veteran Launch, a program of Main Street Launch, offers small business loans to both new and existing companies, up to $250,000.


For more information about our Veteran Launch Program services, please contact our office at (510) 844-5632 or contact us through our Loan Inquiry Form.


Click here for our lending brochure. To learn more about the companies we support, visit our veteran entrepreneurs page.


  • Variable interest rate – WSJ Prime Rate plus 3% (Currently 8.25%)
  • Loan terms up to 10 years with no prepayment penalties
  • Loan funds can be used for:
    • Furniture, fixtures, and equipment
    • Inventory and supplies
    • Working capital (hire employees, pay expenses, and more)
    • Business debt refinancing
    • Business acquisition for both new and existing companies



Mike McGrane, USAF

Mike McGrane is the NorCal Lending Director of Veteran Launch, based in the Sacramento area. His duties are mainly as a Business Development Officer and Underwriter. Mike works with small business owners or their spouse who are U. S. Veterans to help choose the best type of financing for their growing business. He has extensive experience understanding comprehensive business goals and solutions needed to assist in business lending. Mike has earned the trust and respect of his clients over his 28-year career in the banking and credit industry. His wealth of knowledge allows him to provide the superb personal service and financial perspective to veterans.

Prior to joining Main Street Launch Small Business Finance, Mike was a Business Development Officer at various Sacramento area banks including North Valley Bank and Wells Fargo Bank/Wachovia for over 28 years, where he specialized in Small Business Administration (SBA) Guaranteed Loans. He has been in the SBA industry for more than 22 years. Mike had been named to the Wachovia President’s Club for four consecutive years. Mike earned his MBA from the University of Phoenix and his undergraduate Bachelor’s Degree in Finance from Iowa State University. He served six years in the U.S. Air Force and three years in the Air Force reserve.

Mike is on the Advisory Board for the Northern California Small Business Development Center and participates in the VFW, The American Legion and several other industry related organizations. He feels blessed to have a loving wife and four children. His hobbies are golf, tennis, skiing, softball and stock option investing.

Josh Marquez, USMC

As the AVP – Bay Area Veteran Market Manager, Josh is focused on lending to eligible veteran-owned businesses in the nine Bay Area counties. He brings a tailored approach to each entrepreneur that he works with. His program work in the initial launch of Main Street’s Veteran program helped Josh identify specific needs of veteran-owned small businesses, and he uses that to his advantage. Through his own extensive network and Main Street’s nationwide partnerships with veteran service organizations, Josh is able to tap into more resources that empowers entrepreneurs and stimulates economic growth. He is a Marine Corps veteran that is passionate about helping other veterans succeed, and if he cannot be the one to help, he will find someone that can.
His background includes being part of the initial team that scaled a Y-Combinator backed startup, commercial real estate investment, small business ownership, and software engineering. Josh holds a Bachelor of Science in Computer Science from California State University, East Bay. He is an avid bicyclist and has a rescue Australian Terrier mix as a companion.

Loan Inquiry Form

If you would like more information about our loan program, please fill out this Loan Inquiry form.

Loan Inquiry Form